Our Platform
OUR BROKER DEALER & RIA - Lincoln Financial Advisors
Lincoln Financial Advisors, a member of Lincoln Financial Group, serves as both a broker dealer1 (member SIPC) and a registered investment advisory firm² (RIA). Lincoln Financial Group is a leading financial services firm, a Fortune 200 company, has over 8,000 representatives, named one of the most responsible companies in 2021 by Newsweek Magazine4, and has a "serve first, last, and always" philosophy.
Through the Lincoln Financial Advisors broker dealer, we have an open architecture which offers a diversity of investment and insurance‐related products, including mutual funds, variable universal life insurance, variable annuities, stocks, ETFs, and bonds.
Through the Lincoln Financial Advisors RIA, Lincoln Financial Advisors representatives provide objective financial planning services, financial consultation and asset management services for a fee rather than commissions.
OUR CUSTODIAN & CLEARING - NFS/Fidelity Institutional
Lincoln Financial Advisors offers brokerage account services through its clearing firm3 –National Financial Services, LLC (NFS), a Fidelity Investments Company. As of June 30, 2021, they have $3.2 Trillion in assets under administration and over 13,000 institutional clients serviced. They are responsible for the execution, clearance and settlement of securities transactions, the preparation and delivery of transaction confirmations, periodic statements of your account, the custody (or safekeeping), receipt, and delivery of funds and securities.
TRUE INDEPENDENCE - WealthQ2
Independence means having the ability to run our client-focused practice/business, on our own terms. We have no production requirements or proprietary pressures. We have chosen Lincoln Financial Advisors as we share the "serve first, last, and always" (Honest Abe) philosophy!
Client Experience FinTech - eMoney, Wealthscape Investor, Envestnet, Zoom, & More...
eMoney - The future is here... and it is disrupting the financial industry. This web-based award winning platform (now owned by Fidelity) combines the ability to aggregate ALL your financial accounts with comprehensive advanced planning capabilities (including probability analysis with a WealthQ2 customized Dynamic Financial Planning process). Imagine having one place to see everything financially important, with daily updates tracking goals and financial activities (including consolidating transactions from all accounts, for budgeting and cash flow analysis). Financial Planning is perpetual as life is always changing...this platform facilitates executing on Plan A and ready for plan B (thus, being proactive vs reactive, effectively and efficiently).
Wealthscape Investor - Direct client website access to our Custodian & Clearing with NFS/Fidelity (statements, tax reporting, position tracking, balances, etc.).
Envestnet - One of the industry leading Portfolio Management platforms including providing clients with custom high quality quarterly performance reports.
Zoom - The easiest way to screen-share for real time, dialogue driven, "Dynamic Financial Planning". Hard to beat the efficiency in utilizing Zoom, throughout the initial planning process and as life changes...facilitating real time planning updates and advised collaborated decisions through Zooming with eMoney (did we mention, planning is perpetual!).
More - The advantage to being independent is being able to incorporate more FinTech, as needed, for our client-focused practice/business.
1 A broker‐dealer is a person or firm in the business of buying and selling securities. The broker function entails charging a fee or commission for executing buy and sell orders submitted by another individual or firm. The dealer role entails charging a markup or markdown for securities transactions from the person or firms’ own inventory.
² A registered investment advisor is a person or a firm that offers financial planning consultation services, customizable asset management services and private asset management programs.
3 A clearing firm acts as the custodian for assets in a brokerage account, executes trades, provides trade confirmations and statements, and performs several tax‐related reporting tasks.
4 https://newsroom.lfg.com/lincoln-financial-group-again-named-one-americas-most-responsible-companies.htm